Rates

APY = Annual Percentage Yield. Rates effective as of October 17, 2016. Fees may reduce earnings.

Neighborhood Partners Checking

Balance Rate APY
Up to $2,500 0.05% 0.05%
$2,501 - $10,000 0.05% 0.05%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $50,000 0.10% 0.10%
$50,000+ 0.15% 0.15%

Gold Rewards Checking

Balance Rate APY
Up to $2,500 0.05% 0.05%
$2,501 - $10,000 0.05% 0.05%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $50,000 0.10% 0.10%
$50,001+ 0.15% 0.15%

Deposit Accounts with Interest

Account Minimum Balance Required to obtain APY Rate APY
Interest Rewards Checking $1,000 0.10% 0.10%
Regular Savings $50 0.10%

0.10%

^Christmas Club

**Closed for new accounts until 10/15/17**

On balances <=$5000

Balances >$5000

0.35%

0.10%

0.35%

0.10%

Money Minders Club $25 0.25% 0.25%

^ An additional .10% will be paid on accounts with automatic deposits

Money Market Savings

Balance Rate APY
$1,000 - $10,000 0.10% 0.10%
$10,001 - $25,000 0.20% 0.20%
$25,001 - $50,000 0.25% 0.25%
$50,001 - $100,000 0.30% 0.30%
$100,001+ 0.40% 0.40%

Health Savings Account

Balance Rate APY
Up to $2,500 0.05% 0.05%
$2,501 - $10,000 0.05% 0.05%
$10,001 - $25,000 0.10% 0.10%
$25,001 - $50,000 0.10% 0.10%
$50,001+ 0.15% 0.15%

Certificates of Deposit

Term Balance Required to Obtain APY Rate APY
91 Days $500 0.20% 0.20%
26 Weeks $1,000 0.30% 0.30%
12 - 23 Month $1,000 0.50% 0.50%
24 - 35 Month $1,000 0.85% 0.85%
30 Month "Step Up" $5,000 0.85% 0.85%
36 Month $1,000 1.10% 1.10%
48 Month $1,000 1.30% 1.31%
60 Month $1,000 1.50% 1.51%

A substantial penalty for early withdrawal may be imposed

IRAs

Term Balance Required to Obtain APY Rate APY
3 Month $1,000 0.15% 0.15%
6 Month $1,000 0.25% 0.25%
12 Month $1,000 0.40% 0.40%
24 Month Variable Rate $250 0.75% 0.75%
24 Month Fixed Rate $1,000 0.75% 0.75%
36 Month $1,000 1.00% 1.00%
48 Month $1,000 1.20% 1.21%
60 Month $1,000 1.40% 1.41%

A substantial penalty for early withdrawal may be imposed