Rates

APY = Annual Percentage Yield. Fees may reduce earnings. Rates are effective as of January 17, 2019.

Neighborhood Partners Checking

Balance Rate APY
Up to $2,500 0.20% 0.20%
$2,501 - $10,000 0.20% 0.20%
$10,001 - $25,000 0.25% 0.25%
$25,001 - $50,000 0.25% 0.25%
$50,000+ 0.30% 0.30%

Gold Rewards Checking

Balance Rate APY
Up to $2,500 0.20% 0.20%
$2,501 - $10,000 0.20% 0.20%
$10,001 - $25,000 0.25% 0.25%
$25,001 - $50,000 0.25% 0.25%
$50,001+ 0.30% 0.30%

Deposit Accounts with Interest

Account Minimum Balance Required to obtain APY Rate APY
Interest Rewards Checking $1,000 0.20% 0.20%
Regular Savings $50 0.20%

0.20%

^Christmas Club

On balances <=$5000

Balances >$5000

1.25%

0.15%

1.25%

0.15%

Money Minders Club $25 0.30% 0.30%

^ An additional .10% will be paid on accounts with automatic deposits

Money Market Savings

Balance Rate APY
$1,000 - $10,000 0.35% 0.35%
$10,001 - $25,000 0.40% 0.40%
$25,001 - $50,000 0.45% 0.45%
$50,001 - $100,000 0.50% 0.50%
$100,001+ 0.60% 0.60%

Health Savings Account

Balance Rate APY
Up to $2,500 0.20% 0.20%
$2,501 - $10,000 0.20% 0.20%
$10,001 - $25,000 0.25% 0.25%
$25,001 - $50,000 0.25% 0.25%
$50,001+ 0.30% 0.30%

Certificates of Deposit

Term Balance Required to Obtain APY Rate APY
91 Days $500 0.75% 0.75%
26 Weeks $1,000 1.00% 1.00%
12 - 23 Month $1,000 1.50% 1.51%
24 - 35 Month $1,000 1.75% 1.76%
30 Month "Step Up" $5,000 1.75% 1.76%
36 Month $1,000 2.00% 2.02%
48 Month $1,000 2.50% 2.52%
60 Month $1,000 2.75% 2.78%

A substantial penalty for early withdrawal may be imposed

IRAs

Term Balance Required to Obtain APY Rate APY
3 Month $1,000 0.75% 0.75%
6 Month $1,000 1.00% 1.00%
12 Month $1,000 1.50% 1.51%
24 Month Variable Rate $250 1.75% 1.76%
24 Month Fixed Rate $1,000 1.75% 1.76%
36 Month $1,000 2.00% 2.02%
48 Month $1,000 2.50% 2.52%
60 Month $1,000 2.75% 2.78%

A substantial penalty for early withdrawal may be imposed