Choice Rewards Checking
Looking for an account that you can have ZERO Fees? Choice Rewards allows you to have ZERO Fee checking by rewarding you with credits to cancel out or reduce the low monthly maintenance fee.** Choice Rewards is a great basic account with no minimum balance required and comes with free perks like online banking, mobile banking and mobile deposit that let you bank on your schedule.
- Summary
Choice Rewards Checking features:
- ZERO Fee Checking (if qualifiers are met monthly)
- No minimum balance requirements
- Unlimited check writing/unlimited monthly transactions
How to make it a ZERO Fee or reduced fee account:
- Reduce or avoid the $5 monthly maintenance fee by earning relationship credits:**
- $2 off your fee each month you receive an ACH credit
- $1 off your fee each month you receive e-statements
- $1 off each month you use your debit card at least 5 times
- $1 off each month you maintain a Neighborhood National Bank savings account
- $1 off each month you hold a Neighborhood National Bank CD
- $1 off each month you have a Neighborhood National Bank loan
Our Neighborhood National Checking Accounts offer:
- Free online banking
- Bill pay
- First 20 payments per month free, $0.50 per payment thereafter
- Free mobile banking & mobile deposit
- Free text and email alerts***
- Free E-Statements
- Free Mastercard® debit card with free UChoose Rewards®
- Direct deposit
- Online check ordering
- Nationwide surcharge-free ATM usage via MoneyPass® and In Balance® ATM networks
- $50 minimum deposit to open
**Use your rewards to offset the $5 monthly maintenance fee. (Maximum $5 in credits.)
***Cellular carrier charges may apply.