Gold Rewards Checking

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This account pays competitive, tiered interest — the larger your balance, the higher your earning potential.

  • Offsetting the low $10 monthly maintenance fee is easy. We give you three ways to do it: carry a $10,000 combined balance in checking, savings, and CDs; or $50,000 in loans; or by earning relationship credits.
  • Free online banking and mobile banking with mobile deposit are included, so you can manage your finances anytime, anywhere. 
Summary

Our Neighborhood National Checking Accounts offer:

Gold Rewards Checking features:

  • Earn competitive, tiered interest on your entire balance
  • Unlimited check writing/unlimited monthly transactions

How to make it a no-fee or reduced fee account:

  • Reduce or avoid the $10 monthly maintenance fee by carrying a $10,000 combined balance in checking, savings, and CDs; or $50,000 in loans; or by earning relationship credits:*
    • $2 off your fee each month you receive an ACH credit
    • $1 off your fee each month you receive e-statements
    • $1 off each month you use your debit card at least 5 times
    • $1 off each month you maintain a Neighborhood National Bank savings account
    • $1 off each month you hold a Neighborhood National Bank CD
    • $1 off each month you have a Neighborhood National Bank loan         

*Use your rewards to offset the $10 monthly maintenance fee. (Maximum $7 in credits.)