Gold Rewards Checking

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Earn tiered interest rates for your larger balances! Plus, this account can be ZERO FEE when you have  $10,000 in a combination of deposit accounts, or $50,000 in combined loans at our bank!

  • If you go below the $10,000 minimum, there is a $10 monthly maintenance fee. However, you can earn relationship credits to offset the fee if that occurs.
  • Free convenient services like online banking and mobile banking with mobile deposit lets you manage your account 24/7
  • Our partnership with MoneyPass and InBalance ATM networks allow you to take surcharge free cash at thousands of ATMs nationwide.
Summary

Our Neighborhood National Checking Accounts offer:

Gold Rewards Checking features:

  • Earn competitive, tiered interest on your entire balance
  • Unlimited check writing/unlimited monthly transactions

How to make it a no-fee or reduced fee account:

  • Reduce or avoid the $10 monthly maintenance fee by carrying a $10,000 combined balance in checking, savings, and CDs; or $50,000 in loans; or by earning relationship credits:*
    • $2 off your fee each month you receive an ACH credit
    • $1 off your fee each month you receive e-statements
    • $1 off each month you use your debit card at least 5 times
    • $1 off each month you maintain a Neighborhood National Bank savings account
    • $1 off each month you hold a Neighborhood National Bank CD
    • $1 off each month you have a Neighborhood National Bank loan         

*Use your rewards to offset the $10 monthly maintenance fee. (Maximum $7 in credits.)