Gold Rewards Checking
Earn tiered interest rates for your larger balances! Plus, this account can be ZERO FEE when you have $10,000 in a combination of deposit accounts, or $50,000 in combined loans at our bank!
- If you go below the $10,000 minimum, there is a $10 monthly maintenance fee. However, you can earn relationship credits to offset the fee if that occurs.
- Free convenient services like online banking and mobile banking with mobile deposit lets you manage your account 24/7
- Our partnership with MoneyPass and InBalance ATM networks allow you to take surcharge free cash at thousands of ATMs nationwide.
Our Neighborhood National Checking Accounts offer:
- Free online banking
- Bill pay
- First 20 payments per month are fee, $0.50 per payment thereafter
- Free mobile banking & mobile deposit
- Free text and email alerts
- Free E-Statements
- Free Mastercard® debit card
- Direct deposit
- Online check ordering
- Nationwide surcharge-free ATM usage via MoneyPass® and In Balance® ATM networks
- $50 minimum deposit to open
Gold Rewards Checking features:
- Earn competitive, tiered interest on your entire balance as long as you maintain a minimum average daily balance of $500.
- Unlimited check writing/unlimited monthly transactions
How to make it a no-fee or reduced fee account:
- Reduce or avoid the $10 monthly maintenance fee by carrying a $10,000 combined balance in checking, savings, and CDs; or $50,000 in loans; or by earning relationship credits:*
- $2 off your fee each month you receive an ACH credit
- $1 off your fee each month you receive e-statements
- $1 off each month you use your debit card at least 5 times
- $1 off each month you maintain a Neighborhood National Bank savings account
- $1 off each month you hold a Neighborhood National Bank CD
- $1 off each month you have a Neighborhood National Bank loan
*Use your rewards to offset the $10 monthly maintenance fee. (Maximum $7 in credits.)