Interest Rewards Checking
Earn a competitive interest rate! This account can be ZERO FEE when you have a $1,000average daily balance!
- If you go below the $1,000 minimum, there is a $7.00 monthly maintenance fee. However, you can earn relationship credits to offset the fee if that occurs.
- Free convenient services like online banking and mobile banking with mobile deposit let you manage your account 24/7.
- Our partnership with MoneyPass® and In Balance® ATM networks let you take out your cash surcharge-free at thousands of ATMs nationwide.
Our Neighborhood National Checking Accounts offer:
- Free online banking
- Bill Pay -
- First 20 payments per month are free, $0.50 per payment thereafter
- Free mobile banking & mobile deposit
- Free text and email alerts
- Free E-Statements
- Free Mastercard® debit card
- Direct deposit
- Online check ordering
- Nationwide surcharge-free ATM usage via MoneyPass® and In Balance® ATM networks
- $50 minimum deposit to open
Interest Rewards Checking features:
- Earn competitive interest on your entire balance-$1,000 minimum average daily balance required
- Unlimited check writing/unlimited monthly transactions
How to make it a no-fee or reduced fee account:
- Reduce or avoid the $7 monthly maintenance fee by maintaining an average daily balance of $1,000, or by earning relationship credits:*
- $2 off your fee each month you receive an ACH credit
- $1 off your fee each month you receive e-statements
- $1 off each month you use your debit card at least 5 times
- $1 off each month you maintain a Neighborhood National Bank savings account
- $1 off each month you hold a Neighborhood National Bank CD
- $1 off each month you have a Neighborhood National Bank loan
*Use your rewards to offset the $7 monthly maintenance fee. (Maximum $7 in credits.)