Rates as low as 6.5%/7.432 APR*

Our Second Home Special offers flexible financing tailored specifically for personal-use properties—giving you the freedom to enjoy a second place to call home, whether that means quiet weekends at the cabin, sunny escapes in the winter, or simply having a retreat that feels like your own.

But don’t wait—this is a limited-time offer, and opportunities like this don’t come around often. Lock in this special financing while it’s still available and take the next step toward the second home you’ve always imagined.

Our Mortgage Lenders

Heidi Bruns
Alexandria
NMLS #506657
320-763-2220
Heidi.Bruns@Neighborhood.BANK

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Ben Berghuis
Aitkin/Brainerd
NMLS #1686250
320-364-1238
Ben.Berghuis@Neighborhood.BANK

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Teri Heggernes
Mora
NMLS #789497
320-364-1229
Teri.Heggernes@Neighborhood.BANK

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Eric Ness
North Branch
NMLS #747365
651-674-8000
Eric.Ness@Neighborhood.BANK

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APR = Annual Percentage Rate. APR will vary based on the current loan amount and finance charges. Financing available up to 80% LTV. This special offer is for second homes intended for personal use only and is not available for investment or rental properties. The property must be suitable for year-round use. The assumed credit score for the 6.50% rate is 750 or higher. Fixed for 60 months, then adjusts every 36 months based on the 3-year U.S. Treasury index plus margin, with an initial adjustment cap of +2%, periodic cap of +2%, and a lifetime cap of +6%. Principal and interest payments are due monthly; property insurance is required. Example: $250,000, 30-year ARM at 6.50% fixed for 5 years (APR 7.432%), adjusts every 3 years thereafter. Estimated monthly payment: $1,580.17 for the first 60 months. Payments exclude taxes and insurance. Effective date is 7/15/25. Offer and rate subject to change without notice. Additional home financing options are available. Contact your mortgage lender for more information.