Take advantage of competitive financing for your next home.  We offer mortgages, refinancing and constructions loans for primary residences, vacations homes, recreational land, investment properties and more.

We also offer VA (Veteran Affairs) and FHA (Federal Housing Administration) loans.

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Features

• Competitive low rates for home purchase, refinance or construction
• Low down payment options
• A wide range of terms customized to your unique situation
• Helpful loan advisors with working knowledge of the local real estate market
• Free pre-qualification for extra confidence when it comes to securing financing
• Refinance your home to potentially lower your rate
• Construction loans with one-time close option: finance the construction, then obtain permanent financing at completion to save you time AND money!
• Local decision-making and processing
• Attentive, friendly service from start to finish

A home equity line of credit offers competitive rates to cover the cost of home improvements, debt consolidation, major life events and more.

• Funds available anytime without reapplying for each need. Apply once then use repeatedly until it’s time to renew the line of credit.
• Revolving credit – As principal is repaid, you have the ability to borrow additional funds when needed.
• Funds easily accessible by transferring to a Neighborhood National Bank account or through a Cashier’s Check
• Interest paid may be tax deductible (consult a tax advisor)
• Decisions are made quickly and handled by local lending professionals you know and trust.
• Attentive, friendly service from start to finish

Apply Now!

Rates as low as 4.75%/6.996%*APY

Ask a banker for details, this offer is for a limited time!

Turn the value of your home into the cash you need.
With a Second Mortgage, you can unlock the equity in your home to fund life’s next big step—whether it’s a dream renovation or a fresh financial start. 

Tap into your home’s equity to:

• Remodel your kitchen, bathroom, or entire home
• Consolidate high-interest debt into one manageable payment
• Cover major life events like weddings or education expenses
• Make energy-efficient upgrades or add solar panels
• Take that dream vacation you’ve always planned
• Cover medical expenses or unexpected costs
• Invest in a second property or land
• Start or grow a small business

Apply Now!

*APR = Annual Percentage Rate. APR will vary based on the current loan amount and finance charges. The information provided assumes the
purpose of the loan is not for a purchase transaction. The property will be a single family home. The assumed credit score for the rate of 4.75% is
750 or higher. Fixed for 12 months adjusting to a variable rate index tied to FHLB with 15 year term, 4.75% floor with a max increase of 2% per
year and a cap of 6% per life of loan. Principal and interest payments monthly. Property insurance required. Primary checking account with direct
deposit of Payroll, SS, Retirement is required. Effective date is 4-4-2025. Offer and rate subject to change without notice. Home financing options
are available. Contact your mortgage lender for more information.