Ag Loans

Supporting the farmers and producers who grow our communities.

 
Tractor in a field planting crops.




At Neighborhood National Bank, we understand that farming isn't just a job — it's a way of life. As your trusted local lender, we’re committed to supporting that life with flexible, affordable financing options tailored to the needs of today’s agricultural operations.

Whether you're investing in land, upgrading your equipment, or managing seasonal cash flow, our experienced ag lending team is here to help. We take pride in building relationships with our farmers, ranchers, and agri-businesses — offering sound advice, responsive service, and loan solutions that make sense for your operation.




Earn 3.75% APY with our 7-Month CD —

A smart and secure way to grow your savings quickly.

  1. Guaranteed Returns – Earn a fixed interest rate for the full term of the CD.

  2. Low Risk – FDIC-insured up to applicable limits, protecting your principal.

  3. Flexible Terms – Choose from a variety of terms to match your savings goals.

  4. Higher Interest Rates – Often higher rates than regular savings accounts for longer-term commitments.


Our Ag Loan Solutions

combine driving in field

Farm Equipment Loans

Finance new or used equipment with terms that match the useful life of your machinery. From tractors to tillage tools, we’ll help you get what you need to keep your operation running efficiently.
scenic view of sunset behind a farm field

Land Purchase Loans

Looking to expand your acreage? We offer competitive loans for farmland purchases or refinancing, whether you're acquiring additional ground or buying your first parcel.
cows eating hay

Livestock Financing Loans

Finance livestock purchases for breeding or market use. Our team understands livestock operations and can tailor terms to your production cycles.
man walking through wheat field

Farm Operating Loans

Get the working capital you need for seed, feed, fertilizer, labor, and other seasonal expenses. Operating loans provide flexibility to cover your cash flow needs throughout the growing season.
woman holding daughter in field of cows

Farm Service Agency (FSA) Loans

We work in partnership with the USDA’s Farm Service Agency to offer guaranteed loans to eligible producers. These loans are ideal for beginning farmers or those needing additional support to qualify for traditional financing.


























































Three generation farm family.

Why Borrow from Neighborhood?

 
  1. Local Ag Expertise
    Our ag lenders live and work in the same communities you do. We understand the challenges you face — from unpredictable weather to changing markets — and we’re here to support you through it all.
  2. Personalized Service
    We take the time to get to know your operation and goals, so we can offer financing that truly fits your needs — not a one-size-fits-all solution.
  3. Quick Decisions, Local Focus
    Lending decisions are made locally, so you get answers quickly from people who understand the value of time in agriculture.
Cornfield at sunset

Let’s Grow Together


If you’re ready to invest in your operation’s future, we’re ready to help. Contact one of our agricultural lenders today to discuss your financing options.

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Hours/Locations
If your debit card is lost or stolen, call us immediately so we can protect your account and issue a replacement. Our team is ready to help 24/7.

Call 800-287-3451 during business hours or 844-202-5333 after business hours.

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