Mortgage
Your Path to Homeownership
Our mortgage experts have a strong understanding of the local market and are ready to help you get into the home of your dreams.
At Neighborhood National Bank, we’re here to guide you home — whether you're buying your first house, building your dream home, refinancing for a better rate, or investing in property. With competitive financing options and local experts you can trust, we’ll help you take the next step with confidence.
Mortgage Solutions That Fit Your Life
We offer financing for:
- Primary residences
- Vacation homes & cabins
- Recreational land
- Investment properties
- Home construction & renovation
- VA (Veterans Affairs) Loans
- FHA (Federal Housing Administration) Loans
Features & Benefits:
- Competitive Low Rates
Affordable financing for home purchases, refinances, and new construction. - Flexible Terms & Loan Options
Choose from a wide range of terms tailored to your financial goals and situation. - Low Down Payment Options
Make homeownership more accessible with flexible down payment programs. - Construction Loans with One-Time Close
Construction loans with one-time close option: finance the construction, then obtain permanent financing at completion to save you time AND money! - Local Market Expertise
Our loan advisors know the communities we serve and understand the local real estate market. - Free Pre-Qualification
Strengthen your offer with pre-qualification — so you can house hunt with confidence. - Fast, Local Decisions
Your application is reviewed and processed right here in your neighborhood — not in a distant call center. - Attentive, Friendly Service
From first conversation to final closing, we’re with you every step of the way.
Get Pre-Qualified – Fast, Simple, Stress-Free
Start your home-buying journey with confidence. Getting pre-qualified helps you understand your budget, speeds up the mortgage process, and makes your offer stronger. Our local mortgage experts make it easy every step of the way.
Let's Get Started!
Let’s Get You Home
Ready to get started?
Contact a Neighborhood National Bank mortgage expert today to explore your options and take the first step toward your next home.
Alexandria
Aitkin/Brainerd
Mora
North Branch