HSAs

A Smarter Way to Save for Healthcare

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A Health Savings Account (HSA) is a tax-advantaged savings account designed to help you pay for qualified medical expenses — now and in the future. If you’re enrolled in a high-deductible health plan (HDHP), an HSA can be a powerful tool to take more control of your healthcare spending.


Why Open an HSA?

  1. Tax Advantages: Contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free.
  2. Flexibility: Use your HSA to pay for doctor visits, prescriptions, dental and vision care, and more.
  3. You Own It: Your HSA stays with you — even if you change jobs, insurance plans, or retire.
  4. No “Use It or Lose It”: Funds roll over year after year — there’s no expiration.
  5. Save for the Future: Unused funds can continue to grow and even be used for medical expenses in retirement.


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Who Can Open an HSA?


You’re eligible if you:

  • Are enrolled in a high-deductible health plan (HDHP)
  • Are not enrolled in Medicare
  • Are not claimed as a dependent on someone else’s tax return

Ready to Take Control of Your Healthcare Savings?


Or stop by your local branch or contact your Neighborhood Banker to learn more and get started.













































































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Earn 3.75% APY with our 7-Month CD —

A smart and secure way to grow your savings quickly.

  1. Guaranteed Returns – Earn a fixed interest rate for the full term of the CD.

  2. Low Risk – FDIC-insured up to applicable limits, protecting your principal.

  3. Flexible Terms – Choose from a variety of terms to match your savings goals.

  4. Higher Interest Rates – Often higher rates than regular savings accounts for longer-term commitments.

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