Christmas Club Savings

Be Santa's Smartest Helper-start saving year -round!

 

Make next year’s holiday shopping stress-free with a Christmas Club Savings Account from Neighborhood National Bank. Save a little each month and enjoy a full payout next October — right when you need it most.

Whether you’re planning for gifts, travel, entertaining, or end-of-year expenses, this account helps you prepare ahead so you can enjoy the holidays without dipping into your regular budget.




Why Choose a Christmas Club Savings Account?

Holiday Savings Made Simple

Build a dedicated holiday fund month by month — no holiday debt, no last-minute scramble.

Automatic Payout Every October 15

Your total savings (plus interest!) are automatically distributed on October 15 each year — perfectly timed for your holiday shopping.

No Minimum Balance or Fees

Start with any amount that fits your budget. There are no service fees and no minimum balance requirements.

Earn Interest on the Entire Balance

Your balance earns interest daily and compounds annually, giving your savings an extra boost.

Bonus Rate for Automatic Deposits

Enroll in automatic transfers and enjoy a competitive rate + bonus rate — making it easier to reach your goals.

Account Features

  • FREE Mobile & Online Banking

  • FREE Mobile Deposits

  • FREE text & email alerts

  • Automatic October 15 distribution

  • Competitive interest rate + bonus rate

  • No minimum balance, no service fees

  • Interest accrued daily, compounded annually

  • Perfect for budgeting holiday travel, gifts & traditions

How the Christmas Club Works

  1. Open your account at any Neighborhood National Bank branch or by scanning the QR code (from the flyer).

  2. Choose your deposit amount — even small deposits add up fast.

  3. Set up automatic transfers for the biggest savings and bonus rate.

  4. Watch your balance grow with daily-accrued, annually-compounded interest.

  5. Receive your payout in your NNB account on October 15.

  6. Enjoy a stress-free holiday season — paid for with savings, not debt.

 

















Flexible Financing for Life’s Needs — Big or Small

 

Use a Personal Loan For:

  1. New & Used Autos – Get behind the wheel with financing that fits your budget
  2. Recreational Vehicles – From ATVs to snowmobiles, we can help you enjoy the outdoors
  3. Boats, Motors & Trailers – Make waves with financing tailored to your lifestyle
  4. Personal Projects – Help cover life’s big moments 
  5. Debt Consolidation – Simplify your finances with one easy monthly payment
 















































































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