Five Year Advantage Mortgage

A Great Rate Today. Options for Tomorrow.

5.75% Interest Rate | 6.7158% APR* Fixed Rate for the First 5 Years!




 

Looking to Buy a Home? Start With a Great Rate!

Our Five Year Advantage Mortgage gives you a 5.75% interest rate | 6.7158% APR* with a fixed interest rate for the first five years.

That means you can enjoy a competitive rate and predictable payments during your first five years of homeownership — while keeping your options open for the future.

Why Consider a Five Year Advantage Mortgage?

5.75% interest rate | 6.7158% APR*

Get a competitive 5.75% I 6.7158% APR* fixed interest rate during the first five years of your mortgage.

Predictable Payments Upfront

Your interest rate stays fixed for the first five years, giving you consistency as you settle into your new home and plan for the future.

Get Into Your Home Sooner

If you're ready to buy, you don't necessarily have to wait for the perfect long-term rate. This mortgage gives you a competitive rate upfront while allowing you to evaluate your options down the road.

Keep Your Options Open

Life and financial goals can change. After the initial five-year period, your rate may adjust annually, allowing you to reassess your mortgage and financial goals as your circumstances change.

A Mortgage Built Around Your Goals

The right mortgage depends on your home, your finances, and your plans for the future. Your local Neighborhood National Bank mortgage lender can walk you through the numbers and help you understand whether this option makes sense for you.

Ready to Make Your Move?

Let's Talk About Your New Home.

Whether you're already house hunting or just starting to explore your options, now is a great time to talk with your local Neighborhood National Bank mortgage lender.

We'll walk through your goals, answer your questions, explain how the Five Year Advantage Mortgage works and help you understand your financing options.

Don't just wonder what you could qualify for. Let's find out.

Start Your Homebuying Journey Today!
Rates like this don't last forever. Connect with your local Neighborhood National Bank mortgage lender today to learn more about the Five Year Advantage Mortgage and see if it’s the right fit for your homebuying goals.
 

Connect With Your Local NNB Mortgage Lender Today!

*The Adjustable Rate Mortgage (ARM) Promo has an initial fixed interest rate of 5.75% for the first five years. After the initial five-year period, the interest rate may adjust once every year based on changes in the applicable index. After the initial five-year period, the interest rate will be determined by adding a 0.50% margin to the applicable Prime Rate, subject to the terms and conditions of the loan. As a result, your interest rate and monthly payment may increase or decrease after the initial fixed-rate period. The advertised 5.75% interest rate and 6.7158% APR are based on a $300,000 loan amount and are for illustrative purposes only. Your actual rate, APR, payment, and loan terms may vary based on the loan amount, property, creditworthiness, loan-to-value ratio, and other factors. This is an adjustable-rate mortgage. The rate is not fixed for the life of the loan, and there is no guarantee that the rate or payment will remain the same after the initial five-year period. Borrowers should review the loan agreement and applicable ARM disclosures for complete details regarding rate adjustments, payment changes, adjustment limits, and other terms. Promotional rate is a limited-time offer and may be discontinued at any time without notice. Subject to credit approval and applicable loan terms and conditions.












































Our Mortgage Lenders

Heidi Bruns headshot
Alexandria
Heidi Bruns
Mora
Garret Honstrom
North Branch
Eric Ness








































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